Wise (formerly TransferWise) offers a practical solution for non-US residents who want a USD account without the barriers of traditional US banks.

Here’s a step-by-step guide based on the latest information:

Register for a Wise Account Online

• Visit the Wise website or download the Wise app
• Sign up using your email address, Google, Facebook, and others

2. Verify Your Identity

• Wise will prompt you to verify your identity
• You’ll need to upload an image of a government-issued photo ID
• The verification process is completed online, and you can save your progress and return later

3. Open a USD Balance and Get US Bank Details

• Once verified, log into your Wise account and open a USD balance
• Click on “Get account details” for USD. Wise will prompt you to make an initial top-up
• After topping up, Wise will provide you with US bank account details: account number, routing number, and SWIFT/BIC code
• These details allow you to receive USD payments just like a local US bank account

Pulled via Perplexity